South Pacific Auto Sales offers customers two unique methods of determining monthly vehicle payments using our online Finance Calculator. If you have already chosen a specific model and know the price, enter that number in first box of the left hand column (How Much Will I Pay?). You may then adjust your down payment/trade-in value, annual percentage rate (APR) and financing term length. We will compute your estimated monthly payment automatically.
Alternatively, if you have determined an affordable monthly payment, enter that amount in the first box of the right hand column (How Much Can I Afford?). Then indicate the down payment, term (in months) and APR and we will automatically display the estimated vehicle cost that meets your budget. Both forms may be completed simultaneously, allowing convenient side-by-side comparisons.
Keep in mind not everyone qualifies for 84 months or a 6.9% interest rate, your interest rate and term will vary based on your credit history, the amount financed, and the age of the vehicle. We are more than happy to take an online application from you and work out accurate payments.